LendingClub personal loans are a fit for good- or fair-credit borrowers looking to consolidate debt or finance large purchases. This lender is an especially good choice for debt consolidation because it offers a rate discount and direct payment to creditors on debt consolidation loans. Though not the lowest-cost lender, LendingClub loans stand out for flexibility, […]

Discover offers unsecured personal loans for borrowers with excellent or good credit (scores above 689). Loans are available nationwide and can be used for almost any purpose. Discover personal loans have no origination fee and a wide range of repayment terms, but the lender doesn’t offer rate discounts. If approved for a loan, Discover can

Rocket Loans offers multiple rate discounts and fast funding for personal loans. The lender accepts borrowers with fair credit or better (credit scores above 629). Compared with other lenders, Rocket Loans lacks some convenient features, like the ability to choose your payment date or send funds directly to creditors with a debt consolidation loan. The

SoFi’s personal loans have the standard features of a five-star lender: a wide variety of loan amounts, flexible repayment terms, plus special features like free financial planning and estate planning discounts. SoFi loans can be used for common purposes like debt consolidation, as well as for adoption or in vitro fertilization procedures, travel or weddings.

LightStream offers unsecured personal loans with no fees for borrowers with good to excellent credit (scores above 690). Loans are available in a wide range of amounts and repayment terms, and borrowers can add a co-borrower to help qualify for a higher loan amount or lower interest rate. Among its many consumer-friendly features, LightStream allows