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Best Personal Loans 2024

A personal loan is a versatile financial tool that provides unsecured funding, allowing you to address various financial needs. Ranging from a few hundred to tens of thousands of dollars, it offers flexibility to cover expenses like home improvements, medical bills, debt consolidation, or even a special event. When considering personal loans, it’s important to

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Best Egg Personal Loans

Best Egg is an online lender that offers unsecured and secured personal loans to borrowers across the credit spectrum. It allows borrowers to use their cars or permanent fixtures in their homes as collateral on secured personal loans. Best Egg says one of the most popular reasons borrowers use their loans is for debt consolidation.

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Avant Personal Loans

Avant is an online lending platform that connects fair- and bad-credit borrowers (689 or lower credit score) with personal loans through WebBank. Avant’s personal loan rates are consistent with other bad-credit loans, and the lender allows consumers to check their potential loan offers via pre-qualification. Though this company doesn’t provide certain flexible features you’ll find

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LendingPoint Personal Loans

LendingPoint personal loans have the makings of a solid financing option: Rates are reasonable, funding is fast and you can pre-qualify to check your rate before applying. But this is a no-frills product. Loan amounts are lower than many of its competitors, the lender doesn’t allow co-applicants or collateral on an application, and it reports

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Upstart Personal Loans

Upstart is an online lending platform that connects borrowers with banks and credit unions to fund personal loans. It differentiates itself from other online lenders with its underwriting model that uses artificial intelligence and nontraditional data — like college education and work experience — to qualify borrowers. Upstart gives borrowers access to money fast with

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LendingClub Personal Loans

LendingClub personal loans are a fit for good- or fair-credit borrowers looking to consolidate debt or finance large purchases. This lender is an especially good choice for debt consolidation because it offers a rate discount and direct payment to creditors on debt consolidation loans. Though not the lowest-cost lender, LendingClub loans stand out for flexibility,

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Discover Personal Loans

Discover offers unsecured personal loans for borrowers with excellent or good credit (scores above 689). Loans are available nationwide and can be used for almost any purpose. Discover personal loans have no origination fee and a wide range of repayment terms, but the lender doesn’t offer rate discounts. If approved for a loan, Discover can

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Rocket Loans Personal Loans

Rocket Loans offers multiple rate discounts and fast funding for personal loans. The lender accepts borrowers with fair credit or better (credit scores above 629). Compared with other lenders, Rocket Loans lacks some convenient features, like the ability to choose your payment date or send funds directly to creditors with a debt consolidation loan. The

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